Riyad Bank
Indicative
Full Lot
Indicative price as of 13 Nov 2026, 4:15pm
Ask Yield to Worst
Bid Yield to Worst
Ask Yield to Maturity
Bid Yield to Maturity
Bond Issuer
Riyad Bank
Guarantor
-
Announcement Date
15 Jan 2026
Issue Date
22 Jan 2026
Maturity Date
22 Jan 2036
Years to Maturity / Next Call
9.194 / 4.192
Modified Duration
7.652 @ 13 Nov 2026
Issue / Reoffer Price
100.000
Issue / Reoffer Yield
3.500
Coupon Type
Variable
Annual Coupon Rate
3.500
Coupon Frequency
Semi Annually
Seniority
Subordinated
Capital Structure
Tier 2
Reference Rate
Reset Date: 22 Jan 2031 and every 5 years thereafter
Reset Rate: 5 years SORA-OIS + Initial Margin (1.602%)
ISIN
XS3278766434
CUSIP
YI1050784
Bond Currency
SGD
Total Issue Size
300,000,000
Min. Investment Quantity (Nominal)
SGD 250,000
Incremental Quantity (Nominal)
SGD 250,000
Bond Type
Corporate
Bond Sector
Financials
Bond Sub Sector
Banks
Issuer Credit Rating (S&P/ Fitch)
***/ A-
Bond Credit Rating (S&P/ Fitch)
***/ N.R
Shariah Compliant
No
Exchange Listed
Others
Non-Viability Loss Absorption (NVLA) Mechanism:
At the Financial Regulator’s sole discretion, full or partial write down in case of a Non-Viability Event A Non-Viability Event means that the Financial Regulator has notified the Guarantor in writing that it has determined that the Guarantor is, or will become, Non-Viable without: (i) a Write-down of the Notes (and write-down of any other of the Guarantor’s other capital instruments or other obligations constituting Tier 1 Capital and/or Tier 2 Capital of the Guarantor that, pursuant to their terms or by operation of law, are capable of being written-down and/or converted into equity); or (ii) a public sector injection of capital (or equivalent support) provided that such injection of capital is not made (a) by a shareholder of the Guarantor or (b) on terms that are more favourable to the Guarantor than those that would be accepted by private investors in comparable transactions;. The Guarantor shall be Non-Viable if (a) it is insolvent, bankrupt, unable to pay a material part of its obligations as they fall due or unable to carry on its business, or (b) any other event or circumstance occurs, which is specified as constituting non-viability by the Financial Regulator, or in applicable Capital Regulations or any Applicable Statutory Loss Absorption Regime
Reset Date: 22 January 2031
The Notes may upon the occurrence of a tax event or a Capital Disqualification Event (as more fully described in Condition 10(b) or Condition 10(c), respectively, of the Conditions), be redeemed in whole but not in part, at the Early Redemption Amount (Tax) or the Early Redemption Amount (Capital Disqualification Event), respectively, together with interest accrued (if any) to the date fixed for redemption subject to certain conditions, including (except to the extent that the Financial Regulator no longer so requires) the prior written approval of the Financial Regulator,
Cash Flow Information